Health, Life, Annuities Education & More

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The Insurance companies win when you don't understand.  Make knowledgable decisions versus emotional ones.

Health Insurance 101

Introduction to Health Insurance

Great simplified, easy to understand introduction for today's Health Insurance market. Learn everything from terminology to Government aid to Immigration Options. This education and resource center is for many types of Health Insurance, Supplemental, Major Medical, Short Term, Obamacare situations you should know about or will be involved in.

Life Insurance 101

Introduction to Life Insurance

When you buy life insurance, you enter into a contract with an insurance company that promises to provide your beneficiaries with a certain amount of money upon your death. In return, you make periodic payments, called premiums. The premium amount is based on factors such as your age, gender, medical history, and the dollar amount of life insurance you purchase. In the event of your passing, life insurance provides money directly to your beneficiaries. They can use the money for: Making up for your lost income Funding a child’s education Paying off household debt Paying for your funeral and other related expenses. Certain types of life insurance may provide benefits for you and your family while you’re still living. For example, permanent life insurance offers a cash value component, which can be put to good use during your lifetime.

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